How It Works

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We have proven methods to help approve truckers with rough credit history. Our whole operation is predicated on finding a solution for truckers who have been declined for financing. We believe that a credit score doesn’t always reflect a person’s nature or credit ability. Our dedicated staff works directly with you to help find and finance a truck that meets all of your needs. With our committed staff and fast approval process, Alpha Finance Corporation can put you in a truck within 24 hours. We’ve helped thousands of truckers boost their business and stay on the road and we can assist you as well. Contact us today to get trucking tomorrow.

Financing Criteria:

Year: 2007 +
Mileage: less than 700,000
Max Funding: $50,000.00 on top of down payment
Down Payment Requirement: 25% Down

We understand that not all deals may fall under these parameters. We are flexible and certain exceptions can be made. Please contact us or apply and one of our agents will be happy to discuss options that may be available for you.

Program A:

Become An Owner Operator

Low Credit

Tax Judgment


Get Own Truck

Decide On Your Own Routes

Become A Business Owner

Increase Profitability

Program B:

Upgrade Your Truck

Stop wasting money on repair and maintenance

Increase delivery reliability

Increase load capacity

We will assist you with selling your old truck and buying a newer one

Increase fuel efficiency

Increase rate of return

Program C:

Fleet Expansion and Upgrades

This program is ideal for existing fleets, who wish to increase profitability and reduce maintenance costs. It is also ideal for hauling and logistic companies who are looking to increase the number of owner operators working for them. Benefits from this program allow existing fleets to transition their trucks directly to their drivers – converting them from company drivers to owner operators.

Q. Trouble getting owner operators?

Expand or Upgrade your fleet

Increase the number of owner operators

Increase workload capacity and efficiency

Increase profitability while keeping overhead low

Transfer trucks from fleet owned to driver, convert drivers to owner operators


Q). Do I have to purchase from a dealership in order to get financing?

ANSWER: No, we work with you to provide funding for the truck that YOU want from either a dealer or private seller. If you need assistance looking for a specific truck we can even help you find the truck that will fit your needs and budget.

Q). How fast can funding be provided?

ANSWER: Funding can be provided within 1-2 business days after an approval.

Q). Is there a prepayment penalty?

ANSWER: No, the borrower can make additional payments directly towards principal at any time and even pay-off the loan in full without any penalty or additional fees.

Q). I have a previous bankruptcy, will Alpha Finance still give me a loan?

ANSWER: Yes, we work with all kinds of credit including those with previous bankruptcies, bad credit and no credit. Those with minor tax liens and judgements are also still eligible for funding.

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All Truck Types

  • Heavy Duty Truck Financing
  • Sleeper Truck Financing
  • Tractor Truck Financing
  • Semi Truck Financing
  • Day Cab Financing
  • Box Truck Financing
  • Straight Truck Financing
  • Van Truck Financing
  • Moving Truck Financing
  • Reefer Truck Financing
  • Trailer Financing
  • Dry Van Financing
  • Reefer Trailer Financing
  • Flatbed Trailer Financing
  • Car Hauler Financing
  • Stinger Truck Financing

Contact Us

  • (Appointment Only)
  • 53 Knightsbridge Rd
  • Suite 200
  • Piscataway
  • New Jersey, 08854

  • Phone: (732) 603-1220
  • Fax: (732) 321-1627
  • (Se Habla Espanol)

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